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    You can get your 3 in 1 credit report from the Bureaus 
    directly by visiting Equifax Website for $12.95, however
    if you are considering a purchase or refinance, I would
    be happy to help you and pull your credit report FREE!

    If you find any discrepancies on your report (i.e  Fraud,
    mistakes made by collectors, paid off loans but not up to
    date, etc .. ) you can go to the Credit Bureaus and dispute
    them online, or mail a letter to them. I am also capable
    of updating your credit score once you correct issues.

    Equifax - http://www.equifax.com 
    Experian - http://www.experian.com
    Trans Union - http://www.transunion.com
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